Consumer Durable Loan

A Consumer Durable Loan is an option given to customers to purchase durable items. Here’s a list of some of the many durable items you can purchase:

• Digital Products such as Mobile phones, cameras, tablets, DSLRs, audio devices, laptops, Smart watches, etc. 
• Household products such as fridges, washing machines, microwaves, kitchen appliances, Water heater, etc.
• Lifestyle products such as furniture, Modular kitchen, Camera lenses, tyres, Health & beauty packages, supermarket purchases, recliners, etc.

We help make durables more accessible with an easy EMI option.

Why should I take a Consumer Durable Loan?

A Consumer Durable Loan makes the purchase of your desired durable product easy. In case you are buying more than one item or an expensive product, it removes the immediate financial burden. You do not have to wait for a long time to save money to buy your desired product. Furthermore, you can avail a No-Cost EMI on many of the products offered as this makes your purchase even more affordable.

Our consumer finance helps you pay for the purchase of consumer durable items such as refrigerators, washing machines, TVs, mobile phones, air-conditioners, laptops, furniture, microwaves and much more. You can avail a consumer durable loan with low down payments and at affordable EMIs with flexible repayment tenure. Thus, a consumer durable finance makes your life more comfortable without any financial burden on your savings.

Turn your dreams into reality with a Consumer Durable Loan. With flexible and long tenures of up to 36 months and loan amounts ranging from *₹3,000 up to ₹5 lakhs, our loans are centered on your needs.

What should you look out for?

It is always advisable to check out interest rates, processing fees and other applicable charges from various lenders compare and then select the lender that offers you the best deal.

Documents Required

• Pan Card Number
• Passport Photo
• Address Proof
  (Valid Driving License / Valid Passport / Aadhar Card)
• ID Proof
  (Valid Driving License / Valid Passport / Voter’s ID / Aadhar Card / Pan Card)

Eligibility Criteria

• Minimum Age: 21 years
• Maximum Age: Salaried 60 years & Self-Employed 65 years
• Salaried or self-employed individual/professional with a regular source of income

Benefits of Consumer Durable Loan

• 0% Interest and Low-Down Payments

You can get a consumer loan at 0% interest and low down payment on your application. At HDB Financial Services, we strive to meet your needs as efficient as possible.

• Easy Repayment Options

With our consumer durable loans, we try to ensure that you enjoy a stress free repayment process. Make the most of durable loan offering with easy repayment options and convenient EMIs.

• Minimal documentation

Experience a minimal documentation with our instant consumer loan application process. When you apply for a consumer loan online, the entire process is paperless and all you need to do is upload soft copy of the documents to get you started.

• Instant Approvals

With our instant approval process, you do not have to wait longer in order to access your funds. At HDB Financial Services, we ensure that you enjoy a stress free loan application and approval process.

• No security deposit

Our unsecured consumer loan ensures that there is no requirement to submit any security deposit or collateral.