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Money Personality Quiz 2.0
Welcome to your Money Personality Quiz 2.0
You win a jackpot of Rupees 1Cr, what do you do with it?
Make a fixed deposit of it in a bank
Spend it all on shopping
Invest it in the stock market
Pay off your pending bills with it
What is your worst nightmare concerning money?
Lose all your savings
You go shopping and discover you have no money left
Money is too small a thing to give nightmares
You are not able to buy essentials and pay bills
When tipping in a restaurant, you:
Do not give a tip or give a bare min one
Tip whatever your friends suggest. You aren't sure how much to tip.
Tip lavishly. You expect to get the best service in the house next
Tip in accordance with the quality of the service.
Which factor do you consider before investing?
Safety of Principle
Time
High Returns
Low risk
You need a loan urgently for a family emergency, where do you go for it?
Bank
NBFC
Local money lenders/ chit fund
Friends/ relatives
The payday is due tomorrow. What are your thoughts today:
Put them all in the bank for my future and ask my family for my daily expenses
Will go out and party with friends
Make calculations about the amount of money I can spend to meet my target savings
Will pay all my utility bills first
You live In a cyclone prone area. You purchased your dream house and still have a good surplus amount left. What do you do?
Insure your house
Get a dream interior design to your new house
Buy another house nearby and give it out on rent
Buy another house (not so expensive) in a safer landlocked area
You get an unexpectedly high electric bill. What are your reactions?
You panic and blame it on people around you for spending un necessary power
You don't bother and just pay it off
Blame the electricity unit for high charges and file a case against them
Go through the details of it to know where you messed up to save it next time around
You urgently need to pay someone a high amount that's not at your disposal currently. What do you do:
Get it as loan from a money lender at healthy interest
Deny the amount to the person you owe and ask him for a fresh lease till you make the money
Borrow it from multiple friends at no interest knowing that such high amount can't be asked from one
Break your FD due to mature in a year knowing that you'll lose all your interest
Your ward gets admission into a renowned college, but you can't make available the admission fee at present. What do you do
Get your ward an education loan to be repaid by them once they become salaried
Request the college for a fee waiver on not so true grounds regarding your financial condition
Pay late fees even if it charges extra fine for late payment
Take a loan from a friend/relative to be paid back by you whenever they ask it back
You have recently incurred some loss in business, how is it going to affect your future financial decisions?
Reduce consumption and save enough to compensate the loss
Does not affect your decisions because you understand loss and gain is a part of business and its normal
Invest money in a stock which is likely to give high returns which will compensate the loss
Be careful with future investments
Are you worrried/ anxious about not being able to be completely financially independent?
Yes
No
You see an expensive painting in an auction which you don't understand at all but people are claiming it to be brilliant piece of art. Will you buy it ?
No
Yes
You are finally in Vegas. Your best friend had warned you not to gamble there but some stranger tipped you off on how to win in a game. It is an expensive game but in return you get huge amount of cash prize if you win .Will you play it?
No
Yes
What is the Time period you prefer to invest in?
Long Term (>5yrs)
Medium Term(1-5yrs)
Short term(0-1yrs)
An electric car has been launched and you wish to buy a car but EVs are vey expensive, fuel driven cars are cheaper, what do you do?
Buy a fuel driven car
Buy an electric car
Wait for the electric car's price to fall, if it doesn't, buy fuel car
What is the source of your investment advice?
Advisors/ Certified Market Professional
Books/Magazines/ Internet
Newspaper/ News Channels
What is your investment objective?
Growth and Income/ Long term growth
Short term growth
Income and capital preservation
Time is Up!
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