Personal Loans in Bengaluru

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Bengaluru or Bangalore is far from being a dull city. With a vibrant economy, dreamy weather, the classic breakfast, green spaces, and a genuine cosmopolitan air, this city scores quite high on the liveability quotient.

Instant personal loans in Bangalore require absolutely no paperwork. Moreover, flexible repayment schemes are guaranteed to make you smile. These loans can be a real life-saviour if you need money for any unforeseen emergency as well.

Personal loans in Bangalore are easily available through a lot of Financial Institutions and NBFCs who provide the loan at fair interest rates. The loan amount ranges from Rs. 25,000 to Rs. 25 Lakhs with a tenure period of one to five years. Personal Loans in Bangalore are ideal for times of emergencies as the loan is obtained instantly with minimal documentation. Apart from being fast and easy, personal loans are unsecured i.e. you do not have to provide any asset as collateral to secure the loan. Secondly, you can always take up a personal loan for carrying out a balance transfer or for consolidating all your debts for convenience of repayment. Finally, personal loan interest rates are much lower than other forms of debt, say credit card interest rates. Usually, a personal loan is obtained for varied purposes such as paying off medical bills, home renovation, wedding expenses, buying personal durable goods and covering travel expenses.


  • You do not have to provide any collateral to get the loan approved
  • You can borrow up to Rs. 25 lakhs
  • The tenure for repayment is between 12 months and 60 months
  • You can get the funds disbursed in your bank account within 30 minutes* of the loan approval
  • The processing fee is up to 3% of the loan amount
  • Foreclosure is allowed only after the complete payment of the initial 6 EMIs


  • Completely digital so zero paperwork for your personal loan in Bangalore
  • Our loan calculator allows you to choose your own tenure and EMI
  • You can also get an instant pre-approved loan if you’re eligible
  • Transparent policy means that you will never be saddled with unexpected fees or charges

Documents Required

  • You need to submit your KYC documents, income proof (if a salaried individual), financial statements (if a self-employed individual), bank statements, and photographs. Other documents may also be requested depending on your individual profile and the organisation’s policy at the time of the loan application
  • To apply for a personal loan in Bangalore, you must be a resident India of at least 21 years of age and not exceeding 60 years of age at the time of the loan’s maturity
  • The minimum work experience required is 1 year, if employed with the current employer for at least 6 months
  • The minimum CIBIL score needed is 750. If you have a good repayment capacity, you can get the desired loan amount

Personal Loan Types

  • Personal Loan for Vacation

You don’t have to be rich to travel!

  • Personal Loan for Marriage

A perfect marriage is just two imperfect people who refuse to give up on each other! Make your dream wedding come true!

  • Personal Loan for Education

Be what you want to be! Give yourself the breathing space to fulfill your aspirations

  • Personal Loan for Medical Expenses

Life is unpredictable and can bring with it some unforeseen medical emergencies.

  • Personal Loan Balance Transfer

Making hole in your pocket by paying high interest rate!

  • Pay your Credit Card Dues

Enough of worrying about balancing your finances

  • Salary Advance Loan

Don’t wait till you get your salary.

  • Personal Loan Home Rennovation

A home is usually said to be a reflection of its owner!

Reasons to Take a Personal Loan

• Easy personal loan for marriage in the family
• Education personal loan for the Student of Bangalore
• Personal Loan for housing improvement and renovation in Bangalore
• Personal loans for small business owners to revamp your property and improve your operations
• Personal Loan in Bangalore to pay the down payment of your first car
• Clear your debt and pending credit card with our Personal Loan scheme for debt consolidation
• Gain access to unlimited finance to planning your dream vacation with personal loan funded b
• Buy anything to everything with Personal loan funded

How It Works For Personal Loans

1. Apply Online

Individuals – salaried, business owners, or professionals, all can apply for a loan online on or through one of our affiliate partners.

The process takes just 5 minutes and enables borrowers to not just get access to funds, but registration with the FundsTiger platform for long-term gains.

FundsTiger ensures that Borrowers get a secure, safe, and reliable application process that be tracked online.

2. Get Options and Results

FundsTiger Credit Algorithm reviews the inputs of the Loan Application and provides an instant initial assessment, which is shared with you and also our credit experts leverage our technology and algorithms to match your application with the best lenders for you. We shall be happy to handhold your application and help you throughout the process. We shall respond to any queries that you may have too.

You also get our Expert Advice and get a FundsTiger registration.

3. Get Your Money

Once the Borrower accepts the terms, due diligence is initiated. We work with lenders to quickly move through your case and do it at a high priority. Disbursal happens post due diligence and credit approvals.

Once satisfactory due diligence is complete, the Borrower will get the funds directly into their bank accounts. We help you even post disbursal.

The entire process should typically take around 3 business days for unsecured loans after the successful submission of your documents.

Bangalore Personal Loan Interest Rates

Interest Rate 10.99% to 24% p.a.
Processing Fees 0.5-2.5%
Loan Tenure 1 year to 5 years
Pre-closure Charges 2% – 5%
Guarantor Requirement No guarantor required