Same-Day Loan

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Same-day loans provide you the required funds to help you meet your various personal needs such as car repairs, medical bills, etc. These loans are sanctioned for a relatively short period of time and carry comparatively higher rates of interest. Same-Day Loan type of unsecured personal loan that is disbursed into your account on the same day you apply for the loan. Many lenders offer same day loans online and does not take any collateral; so, these loans are unsecured.

Eligibility for Same-Day Loan

  • Should have a steady income to qualify for this type of scheme.
  • Need to have an operative savings account.
  • Age above 21 years.
  • You must be a resident of India.
  • You should have work experience of at least 2 years.

Advantages of Same-Day Loan

  • The day after you submit your application, you get access to the money.
  • The paperwork and documentation for this kind of loan are minimal.
  • These financing schemes could have higher interest rates than standard cash loans.
  • Your urgent financial needs can be met with the aid of same-day loans.
  • Your loan application will receive fast approval. Applications for loans are approved by banks in as little as three seconds.
  • For little sums of money, these loans are appropriate.
  • Normally, collateral is not needed for this kind of loan. There is total openness, safety, and security.
  • It has an online application form.
  • Any lender accepts applications for same-day loans from both existing and new clients.

Features of Same Day loans

  • Check your eligibility for an instant loan in 2 minutes
  • Borrow any amount starting from Rs. 10,000 and going up to Rs. 5,00,000
  • Enjoy flexible repayment terms of up to 5 years
  • The loan amount is disbursed to your account in just 2 hours – 4 hours of approval
  • From documentation to repayment, the entire process is done digitally

How does Same-Day Loan works?

  1. The applicant fills out the loan application.
  2. The lender examines the application and confirms the information provided.
  3. The applicant will be needed to provide a few documents after the loan application has been accepted. In most cases, the documentation required for Same Day Loans is modest.
  4. The lender double-checks the information in the applicant’s documentation.
  5. The loan money is disbursed and promptly sent to the applicant’s bank account once all of the paperwork has been confirmed.
  6. The applicant will pay off the EMIs in the same way that he or she would pay off a regular personal loan.

Documents Required to avail Same-Day Loan

  1. Proof of Identity: Voter card, driving license, PAN card, passport, employee ID card etc. as proof of your identity.
  2. Proof of your Address: Aadhaar card, telephone bill, electricity bill, voter card and driving license.
  3. Salary slips of the last 3 months
  4. Bank statements of the last 3 months

Where to get a Same Day Loan

Omozing helps make Smart Money Moves for a Lifetime. They strive to get lowest interest rates and best terms for your Online Applications at . We’ve made business lending smarter, faster and easier by transforming the approval process from stumbling blocks to stepping-stones. This enables borrowers to not just get access to capital, but also understand what areas they need to work on in order to enhance their credit profile. Omozing ensures that Borrowers get a secure, safe and reliable application process that be tracked online.

Personal Loan Interest Rates starting from 0.8% p.m, and Loan amount ranging from INR 10,000 to INR 25,00,000. The Minimum and maximum repayment period ranges from 1 month to 48 months.  CIBIL 600+ all company categories (including LLP, Self Employed, Proprietorship)

5 Reasons to choose Omozing

1. Loans from INR 10k to INR 25 lakhs

Personal Loan Interest Rates starting from 0.8% p.m, and Loan amount ranging from INR 10,000 to INR 25,00,000. The Minimum and maximum repayment period ranges from 1 month to 48 months.  CIBIL 600+ all company categories (including LLP, Self Employed, Proprietorship)

2. Cutomised Tailor Options

  • Depending on your demands, we may provide quick financing of varying quantities at affordable interest rates.
  • You have the freedom to utilise your loan anyway you want, whether for business or for immediate personal needs.
  • Flexible repayment options from 3 months to 3 years depending on your specific cash flow and budget, as well as conditions that is beneficial to your position.

3. Lower CIBIL

While most lenders require borrowers to have a CIBIL score of over 750, at provide loans even with 600.  Besides the CIBIL score, we also considers your age, employment status, and net monthly income.

4. Ways to apply

You can apply for a personal loan through us by 2 ways:

1. You can download our Mobile Application from Google app store.

2. Apply on portal using out Personal Loan link

5. Prompt Loan Disbursal

An easy online application process facilitates speedy verification and disbursal of loan. Get KYC verified from the comfort of your home and have our loan manager take care of an instant transfer of funds to your account. Money in Bank account in 24 hours post Loan approval.

Steps to avail Same-Day Loans

  • Compare: There are a number of banks and financial institutions that offer same-day loans to residents of India. Thus, you should first compare the various loan offers that are available to you. Make sure to check the interest rate that the loan is offered at, the disbursal time, loan amount that can be chosen, and the reliability of the lender.
  • Check the Eligibility Criteria: Each lender is likely to have specified the eligibility criteria on their respective websites. You should ensure that you meet the eligibility criteria before applying for a same-day loan.
  • Submit the Application: If you are applying online, you have to fill the online application form, where you may be required to key in your personal information such as name, email ID, and phone number, PAN number, etc.

Same-Day Loans in India

In our nation, same-day loans are gaining popularity. In India, this loan was originally made available by HDFC Bank. With this lending offer, they were able to obtain a large number of loan requests. One minute is said to be all it takes to authorise these loans. Only those with existing savings accounts at the bank who are salaried professionals can use this.

The applicant’s financial history and bank transactions are available to the bank in such circumstances. Due to this, such monies are quickly approved. The processing period for Citibank’s rapid personal loans is at least 48 hours. These loans have a high interest rate, despite the fact that they aid in meeting urgent financial needs. Therefore, it is important to pay off the debt as quickly as feasible. Otherwise, the cost skyrockets and your financial outlay grow.

The application process for same-day loans is really straightforward. Online applications, in-person visits to banks, and even phone banking inquiries are all options. After the lender collects your personal information, a prompt approval is made and money is paid to your bank account the same day. The lender needs a few fundamental documents, which must be provided on the same day. Your application information and ability to repay the loan are used by the lender to establish your eligibility for the loan amount.


Those in need of urgent financial help benefit greatly from same-day loans. But not all lenders provide 24-hour loans because the idea is relatively new. Money View Loans, on the other hand, offers loans to customers within 24 hours after application acceptance, making it one of the greatest options for people who want immediate personal loans.