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Omozing’s Credit Booster Program Unlocks Your Hidden Potential!
Get Business Loans from ₹50k to ₹5 Lakhs even with a CIBIL of 600+. Interest starts at 1.1% p.m. with flexible EMIs.
Loan Amount
Up to ₹5,00,000
Interest Rate
Starts 1.1% p.m.
Don’t lose hope. There are multiple strategic ways to secure funding even with a less-than-perfect credit history.
Pledge assets like gold or property as collateral. This is the best way for people with bad credit to definitely get a loan at good terms.
Banks may provide loans at high-interest rates or against a fixed deposit (up to the amount of the deposit held).
NBFCs use data and technology to assess creditworthiness beyond just a score. They are more flexible with credit ratings.
If you have a good relationship with your bank, avail an overdraft. Banks generally do not check CIBIL for credit limits on existing accounts.
Fintech platforms target individuals with urgent needs. Their analysis differs from traditional banks and offers quicker approval.
Negotiate with your existing bank manager. Displaying a promising repaying ability can secure an unsecured loan.
Easier to obtain than a loan, though interest rates are typically high. Useful for a short-term line of credit.
Repay based on future monthly revenue percentage. Ideal for businesses with sales above Rs 100,000 in a year.
Offered by non-profit microlenders for startups with terms up to 7 years and favorable interest rates.
Trusted
By Customers across India
Personalized
Expert Advice
Experienced
Genuine Guidance
Data Driven
Approach
We generate and analyze your report to identify issues and develop a customized improvement plan.
We identify financial habits to create tailored strategies for credit improvement.
Receive personalized guidance from a dedicated expert throughout your journey.
Enjoy lower interest rates on loans, saving you money over time.
Gain access to higher credit limits, giving you more flexibility.
Open doors to financial products that are reserved for high-score individuals.
• Timely repayment towards loan accounts and credit card bills, responsible borrowing makes up a good credit score.
• It is advised to not make unnecessary enquiries of your credit score as score checks also impact the credit score.
• Ensure a healthy credit mix, opt for secured loans when possible.
• Choose your EMI plan wisely so that you can easily be consistent with your payments.
• Avoid multiple applications as it reflects poorly on your CIR. Do not rush into a new application after the rejection of one.
• Plan your finances for the short term as well as long term. Invest in help from financial advisors.