Apply Online | Download App

Loans for Every Credit Story

Personal Loan for Low Credit Score - credit score icon
Credit Score starting 600+
Personal Loan for Low Credit Score - eligibility icon
Eligibility upto Rs. 25 Lakhs, Unsecured
Personal Loan for Low Credit Score - transparent icon
100% Transparency, Absolute Trust
Personal Loan for Low Credit Score - customized loan icon
Custom Loans, Unique Personalized Solution

Apply Now

FAQs - Omozing

Omozing is a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India (RBI), dedicated to providing personal loans tailored to individuals with varying credit profiles. We offer flexible loan options with reasonable interest rates and EMI tenures ranging from 3 months to 3 years. Our mission is to empower individuals by making financial support accessible, even if they do not have a perfect credit score

Yes, Omozing is a registered Non-Banking Financial Company (NBFC) with the Reserve Bank of India (RBI). This registration ensures that we adhere to regulatory standards and operate with transparency and integrity, providing our customers with a secure and reliable loan experience.

Absolutely. The Omozing app is designed with your security in mind. We use advanced encryption and security measures to protect your personal and financial information. Our app undergoes regular security audits to ensure that your data is safe and your transactions are secure.

At Omozing, we understand that a perfect credit score is not always achievable. While a good credit score can be beneficial, it is not a strict requirement for our loans. We evaluate each application based on a comprehensive review of your financial situation, focusing on your income, employment stability, and overall creditworthiness rather than just your credit score.

FAQs - Omozing Loan

An Omozing personal loan is a flexible financial product offered by our RBI-registered NBFC, designed to help individuals manage expenses or achieve their goals. We provide personal loans with reasonable interest rates and flexible EMI tenures ranging from 3 months to 3 years. Our loans are accessible even if you don’t have a perfect credit score.

Applying for a loan with Omozing is simple. You can start by filling out our online application form on our website. Once submitted, our team will review your application and request the necessary documents. After assessing your application, we will provide you with a loan offer. If you accept, we’ll proceed with the disbursement.

To be eligible for an Omozing loan, you need to:

  • Be between 21 and 65 years old.
  • Have a stable monthly income.
  • Be a resident of India.
  • Have a valid identity and address proof.

You will need to provide:

  • Identity Proof: A government-issued ID (Aadhar Card, Passport, or Driver’s License).
  • Address Proof: Utility bills, rental agreement, or bank statements with your current address.
  • Income Proof: Recent salary slips, bank statements, or income tax returns.
  • Employment Proof: Employment verification letter or business registration documents.

Photographs: Recent passport-sized photographs.

The approval process typically takes a few business days. Once you submit your application and required documents, our team will review them and get back to you with a decision as quickly as possible.

Our interest rates are competitive and designed to be lower than those of payday loans. The exact rate will depend on your loan amount, tenure, and individual financial profile. We strive to offer rates that are both fair and manageable.

Yes, you can repay your loan early. We encourage early repayment as it can help reduce the total interest paid. However, please check our prepayment policies, as there may be some terms and conditions associated with early repayment.

If you miss a repayment, please contact us immediately. We understand that circumstances can change, and we’re here to help. We may offer solutions such as restructuring your repayment plan. However, missed payments may incur additional charges and impact your credit score.

Yes, you can. At Omozing, we assess each application individually and consider factors beyond just your credit score. We focus on your overall financial situation to offer you the best possible loan options.

You can contact us through our website’s contact form, email us at support@omozing.com, or call our customer support team at [phone number]. We’re here to assist you with any questions or concerns you may have.