Working Capital Loan

Below-given is a list of required documents for the unsecured small business loan application:

•         PAN Card and a copy of valid identity proof is mandatory for an applicant who is an individual, firm or company
•         Accepted address proofs are Ration card, voter ID card, driving license, or Passport
•         Income documents include the latest Income Tax Return with computation of income, profit and loss account and balance sheet of the last 2 years. These documents must carry requisite certification from a Chartered Accountant. Alternatively, any other valid proof of income will also suffice. Please contact us to know more.
•         Bank statements of the last 6 months
•         Accepted proof of business continuation include Sales Tax Certificate, ITR, Establishment or Trade license
•         A few other proofs include certified true copy of Memorandum and Articles of Association certified by the Director of the company and the Board resolution, a certified copy of the Partnership Deed or Sole Proprietor Declaration, etc

Key Benefits

•         Funded facilities, i.e. the bank provides funding and assistance to actually purchase business assets or to meet business expenses.
•         Non-Funded facilities, i.e. the bank can issue letters of credit or can give a guarantee on behalf of the customer to the suppliers, Government Departments for the procurement of goods and services on credit.

·         Available in both Indian as well as Foreign currency.