Business Loan with Bad Credit | CIBIL 600+

Get a Business Loan Even with Bad Credit

Empowering entrepreneurs with CIBIL scores starting at 600+. Access funds from ₹50,000 to ₹5,00,000 with flexible EMIs.

Interest Starting

1.1% p.m.

Loan Range

₹50K – ₹5L

Registration

RBI Registered

Our Lending Partner

Aparampaar Finance — RBI Registered NBFC

Financial Wisdom

10 Ways to Get a Business Loan with Low CIBIL

1. Secured Business Loans

Pledge assets like gold or property as collateral. This is the best way for those with bad credit to definitely secure a loan at favorable terms.

2. Strategic Banking

Banks may provide loans at higher rates or against Fixed Deposits (FDs) even if your score is currently low.

3. Focused NBFCs

NBFCs like Aparampaar Finance use technology to assess creditworthiness beyond just a CIBIL score.

4. Overdraft Facility

Leverage your existing relationship with your bank. Interest is only charged on what you utilize.

5. Web-Based Lenders

Modern fintech platforms target individuals needing urgent funds with flexible credit analysis and quick disbursal.

6. Request Current Lender

Explain your current business health to your existing bank manager for an unsecured loan based on repayment ability.

7. Business Credit Cards

A quick line of credit for short-term needs, though typically carrying higher interest rates.

8. Revenue-Based Loans

Repay based on a percentage of future monthly sales. Ideal for businesses with sales above ₹1L annually.

9. Microloans

Offered by non-profit microlenders for emerging startups with terms up to 7 years.

10. Peer-To-Peer (P2P)

Borrow directly from individual investors. Flexible requirements but often carries a higher interest rate.

5 Reasons to Choose Omozing

01

Scalable Loan Amounts

Loans from INR 10k up to 10 Lakhs with flexible terms.

02

Customized Repayment

Repayment options based on business cash flow.

03

Inclusive CIBIL (600+)

We accept lower scores than traditional banks.

04

Digital-First Process

Apply online or via our mobile app.

05

Quick Disbursal

Fast approvals and fund transfer.

Make Your Smart Money Move Today

Omozing helps you grow your business while improving your credit profile.