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People carry numerous credit cards in their pockets these days. Although experts advise having a range of cards, in practice it seems to be a

Today, a relatively large number of individuals can afford a credit card, although in the past they were only available to the wealthy few. The

Credit cards have become a part of our life. For anything and everything, we end up using credit cards because of the rewards it offers.

Credit Card over Limit Each credit card comes with an upper limit for spending in a billing cycle. This is called the Credit Limit. A