Personal Loans, Simplified -
From CIBIL 600+ to Loan-Ready.
Trusted NBFC loans by Omozing (Aparampaar Finance Pvt. Ltd., RBI-Registered). Salaried professionals across India — borrow up to ₹25 Lakhs unsecured loan with transparent terms and swift approvals.
Xoxoday Partner Offer
Preferential handling for Xoxoday customers. Provide your Xoxoday ID in the form for priority routing.
- Special assistance for credit score ≥ 600
- Salary slip & bank statement based underwriting
- Top-up & balance transfer options available
Eligibility Criteria for a Personal Loan
The eligibility criteria for a personal loan is based on factors such as income, credit score, age, and documentation. Key factors include:
| Age | Income | CIBIL | Documents | Employment Type |
|---|---|---|---|---|
| 20 to 60 years | Minimum monthly income of ₹40,000 | 600+ | PAN, Aadhar/Voter ID/Passport, last 6 months bank statement, salary slip, utility bil/rent agreement, etc. | Salaried in private LTD, Govt. organizations, LLP |
Loans for Every Credit Story
Credit Score starting 600+
Eligibility upto Rs. 25 Lakhs, Unsecured
100% Transparency, Absolute Trust
Custom Loans, Unique Personalized Solution
Why Choose Omozing
Loan Upto ₹25 Lakhs
You can also apply for a lower amount, suitable for various needs.
Minimal Documentation
Quick approvals with minimal paperwork required.
Fast, Secure & Transparent
A seamless process with complete transparency.
No Hidden Charges
Transparent fee structure with no surprises.
No Pre‑Approval Charges
Zero upfront charges for loan assessment.
Credit‑Friendly
Lower credit scores considered based on income.
Credit Score Low? Let’s Get You Loan-Ready, the Omozing Way!