Personal Loans, Simplified -
From CIBIL 600+ to Loan-Ready.

Trusted NBFC loans by Omozing (Aparampaar Finance Pvt. Ltd., RBI-Registered). Salaried professionals across India — borrow up to ₹25 Lakhs unsecured loan with transparent terms and swift approvals.

PAN-India Digital KYC Secure Compliant Responsible Lending
In Association Image

Xoxoday Partner Offer

Preferential handling for Xoxoday customers. Provide your Xoxoday ID in the form for priority routing.

  • Special assistance for credit score ≥ 600
  • Salary slip & bank statement based underwriting
  • Top-up & balance transfer options available

Eligibility Criteria for a Personal Loan

The eligibility criteria for a personal loan is based on factors such as income, credit score, age, and documentation. Key factors include:

Age Income CIBIL Documents Employment Type
20 to 60 years Minimum monthly income of ₹40,000 600+ PAN, Aadhar/Voter ID/Passport, last 6 months bank statement, salary slip, utility bil/rent agreement, etc. Salaried in private LTD, Govt. organizations, LLP

Loans for Every Credit Story

Personal Loan for Low Credit Score - credit score icon
Credit Score starting 600+
Personal Loan for Low Credit Score - eligibility icon
Eligibility upto Rs. 25 Lakhs, Unsecured
Personal Loan for Low Credit Score - transparent icon
100% Transparency, Absolute Trust
Personal Loan for Low Credit Score - customized loan icon
Custom Loans, Unique Personalized Solution

Why Choose Omozing

Loan Upto ₹25 Lakhs

You can also apply for a lower amount, suitable for various needs.

Minimal Documentation

Quick approvals with minimal paperwork required.

Fast, Secure & Transparent

A seamless process with complete transparency.

No Hidden Charges

Transparent fee structure with no surprises.

No Pre‑Approval Charges

Zero upfront charges for loan assessment.

Credit‑Friendly

Lower credit scores considered based on income.

Credit Score Low? Let’s Get You Loan-Ready, the Omozing Way!

Need help? Contact us on WhatsApp for support.