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Omozing Answers › Scams and fraud
Written by the Omozing Credit Team · Reviewed for accuracy by our credit and compliance team · Updated October 2026
Fraudsters borrow the names of real lenders because a familiar name lowers your guard. You don’t need to judge the logo or the tone. Run the message through four questions; one “yes” is enough to stop.
Question 4 means the web address must be omozing.com itself. Look-alikes that add a word or swap a letter, such as “omozing-offers” or “omoz1ng”, are not ours.
Knowing how a genuine loan from us works makes a fake one easy to spot. Under RBI’s digital lending rules, you see a Key Fact Statement with the APR before you sign, and money moves directly between your bank account and ours.
| Omozing will | Omozing will never |
|---|---|
| Ask for two documents: your salary-account bank statement and latest salary slip | Ask for your OTP, PIN, CVV or banking password |
| Show you a Key Fact Statement with the rate, fees and APR before you sign | Ask for a “processing”, “insurance” or “release” fee before approval |
| Charge the processing fee (3–7% + GST) only once your loan is approved, as shown in the KFS | Ask you to pay into a personal UPI ID or someone else’s account |
| Send the loan amount only to your own bank account | Ask you to receive the money in someone else’s account |
| Have a credit officer review your full credit report | Promise “guaranteed approval” whatever your report says |
Go to www.omozing.com by typing it in, or email info@omozing.com with a screenshot of the message. Don’t use the link, number or email in the message itself.
Report fake calls, SMS and WhatsApp messages on Sanchar Saathi (sancharsaathi.gov.in) under “Chakshu”, even if you lost nothing.
Call your bank to block access, then call 1930 or file at cybercrime.gov.in. Your first-hour checklist.
If you uploaded PAN or Aadhaar to a fake page, check for enquiries you didn’t make. Can someone take a loan on your PAN?
The same checks work for any lender, bank or credit bureau. For messages claiming to come from a bureau, see Is this call really from CIBIL or Experian? If a “lender” demands money before approval, read the upfront-fee trick.
Salaried, take-home ₹40,000 or more, score from 600: start your application at www.omozing.com, with no fee before approval.
Try our free 2-minute test: 12 real-style messages. How many can you catch?
Our website is www.omozing.com and our email is info@omozing.com. Type the address in yourself rather than following a link in a message.
No. Omozing never asks for upfront fees before approval. The processing fee is shown in the Key Fact Statement and applies only once your loan is approved.
No. Never share an OTP, PIN, CVV or password with anyone claiming to be from Omozing, a bank or a credit bureau.
No. Omozing disburses only to the borrower’s own bank account. Treat any other arrangement as fraud.
Email info@omozing.com with a screenshot, and report the message on Sanchar Saathi under “Chakshu”. If you lost money, call 1930.
Next questions people ask:
Omozing is the digital lending brand of Aparampaar Finance Private Limited, an RBI-registered non-deposit-taking NBFC. Loans are subject to credit assessment. See our regulatory disclosures and grievance redressal process.