Why a two-year SIP can be in the red even when the index is only slightly down, what absolute return, CAGR and XIRR each tell you, a worked example with break-even maths, and how to calculate XIRR yourself.
How salaried Indians can split savings between cash, EPF/PPF and other debt, equity and gold by goal and timeline, why rebalancing matters in a flat market, and where loans do and do not fit.
Should spare money go to your SIP or your loans? Why clearing credit card and loan-app debt that costs 20%+ a year is a guaranteed, tax-free return the market rarely beats, with a worked example and a simple priority order.
18 days to Diwali: set one festive number, split it into six envelopes, follow a day-by-day countdown and pay for the celebrations without a loan app.
Omozing | Enabling Real Financial Wellness Employee Wellness Series Omozing Enables Real Financial Wellness for Employees From Debt Consolidation to Escaping Payday Loan Traps Employee
HR Strategic Financial Wellness | Omozing Strategic HR Report 7 Strategic Reasons Why HR & Management Must Invest in Employee Financial Wellness In today’s evolving
Tax-Saving Hacks 2026 | Omozing Category: Personal Finance / Tax Planning Tax-Saving Hacks for 2026: What Changed and How to Save Smartly Introduction: The Rules
Microloans India | Omozing, Aparampaar Finance – RBI Registered NBFC Microfinancing Microfinance is a type of banking service provided to those who have difficulty in
In short: With a low or bad credit score you can still get a personal loan, but the offers you receive will vary a lot
Gaurav was a father of two children, Diya and Dhruv. He believed that it was important to teach them about making smart financial decisions from
Lakshmi was a single mother of two young children, Aryan and Aarti. She knew that raising financially responsible children was not going to be easy,
Financially responsible kids and financially irresponsible kids have distinct differences in their approach to money management and decision making. Financially responsible kids are those who
There are several ways to educate kids about financial matters: Overall, educating kids about financial matters is best done through a combination of hands-on experience,
Financially responsible kids are those who have developed habits that help them manage their money effectively and make smart financial decisions. Here are some of
In short: A past default does not automatically shut you out of credit, but it means a lender will ask, “what happened, and why won’t
The following are the 5 reasons why taking very small loans may be very expensive for you 1. High Interest Rates Many small loans, such
The following are the 10 reasons why IT companies should also do financial wellness for their employees in India: Providing financial wellness resources for employees
The following are the 12 reasons why employers should focus on financial wellness for women employees as a priority: Read more related blogs by clicking
The following are the Top 15 Financial Wellness tips for Fresh College Graduates Read more related blogs by clicking the link below:
The following are the Top 9 common finance mistakes by job freshers committed early in their career in India:
The following are the Top 15 Tips on how to manage financial health if you have lost your job: Read more related blogs by clicking
The following are the Reasons why employers need to engage with a financial wellness partner like Omozing in India: By engaging with a financial wellness
Manoj Singh, a 32-year-old software engineer, has been working for a multinational company in Pune for the past five years. His salary is INR 87000
Financial stress can have a significant impact on the wellbeing and growth of children. Here are some ways in which financial stress can impact children:
Financial stress can not only impact personal relationships but also relationships with friends and close circles. Here are some ways in which financial stress can
Financial stress can have a direct impact on an individual’s physical and mental health. When a person is under financial stress, the body goes into
Financial stress can have a significant impact on relationships and emotional well-being. When an individual is under financial stress, it can lead to tension, conflict,
The following are the ways Omozing Financial wellness seminars help employees of IT companies get better hold on their finances and improve their work productivity:
Financial wellness is becoming an increasingly important area for Human Resources (HR) professionals to focus on. Here are a few reasons why: Overall, financial wellness