In short: A loan against property (LAP) lets you borrow a large amount, for a long term, at a lower rate than unsecured loans, by
In short: Having several credit cards does not lower your score by itself; what matters is how they are used. More cards raise your total
A Personal Loan differs from the majority of other loans in that it can be applied to any purpose. A personal loan can be used
Lenders frequently request that some loan applicants bring in loan guarantors. When the principal borrowers and co-borrowers’ ability to repay the loan cannot be determined,
PPF or Public Provident Fund is one of the most popular long-term savings option. A subscriber can make annual contribution ranging from ₹500 to ₹1.5
In short: There is no single “best” personal loan lender in India; the best one is the regulated lender that will approve your profile at
Creating a positive environment in the workplace is crucial for boosting energy levels and motivation among colleagues. A positive work environment can lead to increased
You can quickly maneuver around congested areas on two wheels and avoid the trouble of taking public transportation. However, a two-wheeler for women is more
Women are able to do everything they set their minds to is a well-known fact. Since they are self-made, women can achieve anything. But if
Latest Post Office Interest Rates August – 2021 Savings schemes of India Post – savings account, recurring deposit account, fixed deposit account, monthly investment scheme,
In short: A low CIBIL score makes an unsecured business loan from a bank hard, but not impossible to get funding. Your best routes are
An emergency fund is a dedicated chunk of money that you set aside from your savings for meeting any emergency. An emergency can be
A Health Insurance Policy in India is the best saviour more than any other thing considering the rise in the cost of healthcare facilities. Since the outbreak of
What is Dishonor/Cheque Bounce? A Dishonored Cheque is cheque that the bank on which is drawn declines to pay (“honour”). There are a number of
Banks and NBFCs (Non-Banking Financial Companies) are the key financial intermediaries and offer almost similar services to customers. The basic difference between banks & NBFCs is that NBFC cannot
Money making habits of Millennials in 2021.Millennials are apparently the most privileged generation ever in terms of access to avenues for managing and making money. Millennials
Investments guide on Real Estate Sector for Millennials. Real estate investment and Millennial has been a topic of discussion for quite a while now. In
HRA or house rent allowance is the most common allowance received by the salaried. Those who live on rent can maximize on saving tax by claiming
In short: Self-employed people can get personal loans, but lenders judge them on proof rather than a payslip: usually two to three years of income
At times circumstances become difficult and we are not able to meet our financial liabilities, especially in a situation like COVID-19. To avoid payment defaults
If your teenager can manage their own money, they will have a higher standard of living and won’t have to call you for cash, which will give
Top 15 New and small business ideas for 2021 1. Blogging I am a full time blogger. Istarted my blog in 2009. Initially it took 1 year
Top 10 checklist for starting a business. All businesses start with an idea. But you’ll need more than an idea to make your business dream a reality. If
Top 10 Common challenges while availing a Business Loan in India. The Indian economy is constantly growing with small businesses. Business loan seems like a dream come true.
In short: “Business vintage” means how long your business has been operating, usually counted in years from its registration or first recorded business activity. Lenders
In short: Yes, you can get a personal loan if you work for a proprietorship, partnership or LLP firm, but you have to prove more
In short: India has no government scheme that hands cash loans to unemployed people for personal expenses. What the government does offer is help to
Today, internet use is ingrained in contemporary society and has changed the way we live our lives more than any other technological medium yet. Despite
Convertible bonds are securities that have a life time of around 25 and 30 years. Convertible bonds give the owners of the bonds a right