How to go about refinancing your personal loan?
Have you heard of refinancing a personal loan? It’s a term that’s been making the rounds lately, and for good reason. Refinancing a personal loan
Have you heard of refinancing a personal loan? It’s a term that’s been making the rounds lately, and for good reason. Refinancing a personal loan
In short: A low credit score usually announces itself before you ever check it: loan rejections, offers at unusually high rates, smaller card limits, lenders
In short: Pull your own CIBIL report before any lender does. It is free once a year from each bureau, it does not lower your
In short: A debt settlement closes your dues for less than you owe, but the lender reports the account to the credit bureaus as “settled”,
In short: A cosigner is someone who signs your loan with you and becomes legally responsible if you don’t pay. Financially, they can lift your
Step 1: Define Your Why The first step in any major upgrade or purchase decision is to define your why. Ask yourself key questions such
In short: Payment history, whether you paid each EMI and card bill on time, is the single biggest influence on your CIBIL and other credit
Recently, one of our friends got an EMI deducted from her HDFC Bank Account, for a loan against debit card, which she did not apply
Curiosity is a trait that is essential for growth and development, both personally and professionally. It allows us to expand our knowledge, explore new ideas,

One of the greatest gifts you can give your kids is to be responsible empowered adults around money. Most parents talk to their kids about

Children learn more from observing their parents than from being told what to do. This is also true for money habits and attitudes. The way

Being a parent is tough. There are just too many things to manage all at once. You probably spend a lot of time worrying about

1. Create a Budget together Allow your kids to plan for a family event to practice their budgeting skills. Help them also understand the opportunity

Single people all live differently. For some, it means living with their parents. For others, it means striking out on their own or with roommates

What happens for the rest of their lives, when they have to manage money on their own? That’s the more important legacy you can give

If you’re a teenager, you are in a very powerful position. Starting good money habits now will put you ahead for the rest of your

Why it’s important to talk to your partner about money, financial conversations among couples are usually reactive they are based around bills, budgets or overspending. Rarely do

Credit Vs Debit card for bill payments Debit cards draw money from your bank account. Credit cards allow you to borrow money that must be

Women Entrepreneurs can be seen everywhere in the startup-up ecosystem of India. Women too are seen leaving their high-profile jobs as well as some stepping

In short: For most people, “registering” for eSign isn’t needed at all. When a lender, bank or other service asks you to sign with Aadhaar

If 2020 left you feeling powerless, you are not alone. Nothing from health to finances seemed to be under your control. A question mark hung

A Loan is an amount of money provided to the borrower by the lender with or without any collateral, with the promise of repayment of

Funding is an extremely significant aspect in line with meeting the vision of a business. Funding and fundraising, both are fundamental modern business scenarios that

We all know that Income from salary, rental income and business income is taxable. But what about income from sale or purchase of shares? Income/Loss from

Single people all live differently. For some, it means living with their parents. For others, it means striking out on their own or with roommates

The Stock Market is also known as the equity market. It is a very luring and addictive business, which helps you multiply your money if

On 4 December, the government of India unveiled the Bharat Bond Exchange Traded Fund (ETF). It is a fund that will invest in central public

In short: A bank cheque is a written order from you to your bank to pay a named person or the bearer a fixed amount

In short: To write a safe cheque in India, fill in the date, the payee’s full name, the amount in words ending with “Only” and