Balancing career and finances are a multi-faceted challenge that many working women in India face. The evolving social landscape, the push for financial independence, and
In short: Rarely, and never cheaply. In India, a payday or short-term app loan from an RBI-regulated lender is reported to the credit bureaus, so
Investing in property has long been a tried-and-true method for building wealth and ensuring financial stability. While rural and suburban properties have their appeal, city
Financial planning is crucial for everyone, but for millennials in India, it holds particular importance due to the unique economic landscape and challenges they face.
A top-up loan in India is an additional loan that can be taken on an existing loan, whether it’s a home loan, personal loan, or
In short: You are in a debt trap when you borrow to repay other debt and the total keeps growing. To get out: stop new
In short: A co-applicant is a second person, usually a spouse, parent, sibling or close relative, who applies for the loan with you and shares
Dreaming of a perfect getaway but worried about the expenses? You are not alone. Many people find themselves longing for a vacation but hesitating due
In short: A credit card becomes “overdue” the moment you pay less than the minimum amount due by the due date. Once it is more
As more young people experiment with live-in relationships to see what the benefits and drawbacks of cohabitation are, they frequently ignore the financial side of
Money concerns are so unpleasant that respondents who believe their relationship is stressed identify economics as the number one cause, handily knocking out the second place contender: irritating behaviours. According to the Institute for Divorce Financial Analysis, money concerns account for 22 percent of all divorces, making them the third most common factor. This may appear to be a bleak forecast for married couples, but it isn’t. Experts believe there are a number of actions couples can take to prevent letting money problems ruin their marriage. 1. Examine your Financial Situation Many couples put off discussing money until after they marry, but this lack of information may be
In the realm of investing, gold tends to receive all the attention; it’s what people think of when they seek an alternative to regular equities
When it comes to encouraging their children to buy a house, Indian parents must be the most vocal. In the present environment, however, it may
In short: Debt relief comes from three levers: paying more each month, paying less interest, and paying in the right order. The seven strategies below
The rule of 70, also known as doubling time, is a formula that offers investors the ability to estimate the time frame in which a
In finance, the Rule of 72 is a formula that estimates the amount of time it takes for an investment to double in value, earning
The RBI also announced a series of measures to address the stress in the financial conditions caused by the pandemic such as injecting sizeable liquidity
No matter how hard you prepare, there is also some impact on your investments when the stock market crashes. In 2020, during the 1st wave
ABC’s Shark Tank. It’s half drama, half business lesson and provides a taste of the fast pace, do-or-die entrepreneurial lifestyle. While it’s certainly a Hollywood look
Planning for the child’s secured future is not an easy task. Most of the people try to create a strong financial cushion for their child
As an educated and independent woman, being a rockstar at work is just half the battle won. The other half is in being smart and
The inherited wealth was enough to cover her current annual income many times over. The problem though was the conflicting advice she was receiving from
Your habits will determine your future.’ It is habits gained at an early age that are the cause of wealth, happiness, stress, relationships, and, of
Increasing your side income can be a great way to improve your financial situation, reach your financial goals and achieve money freedom. In India, with
Tax Saving Bonds Tax-saving bonds are great instruments offered by the government to help people save tax. These are special documents which offer tax benefits
Before you do, there are some smart money moves you can still make that can set you up for success in 2022 and beyond. To
VPF is a voluntary increase in the contribution towards PF, with no matching contribution from the employer. Since the amount is deducted even before the
7 Things to Know About EPF in 2021 1. UAN Universal Account Number (UAN) is a 12 digit number which is provided to each member
The Employees’ Provident Fund (EPF) is a savings tool for the workforce. It is a scheme managed under the Employees’ Provident Funds and Miscellaneous Provisions