No-cost EMI and Buy Now Pay Later, with the worked maths: processing fees, GST on interest, blocked card limits and the upfront discount you give up.
Seven copy-ready letters for wrong charges, recovery harassment, rejection reasons, credit report errors, cooling-off exit, NOCs and data deletion, plus the RBI escalation summary.
Since 1 July 2026 lenders report to credit bureaus four times a month. What changed, how fast payments and missed EMIs now show, and your rights when the data is wrong.
Banks must give the main reasons for a loan rejection in writing. How to ask, how to read the answer, how to check your credit report, and the 21/30-day correction clock.
When lenders can and cannot charge for prepaying or foreclosing a loan under the RBI’s 2025 directions, a worked example of what prepaying saves, and how to close a loan cleanly.
Every digital loan from a bank or NBFC has a cooling-off period of at least one day. What exiting costs, with a worked example, and how to do it.
Calling hours, notice before visits, ID, recorded calls and no contact at sensitive times: the RBI rules on recovery agents today and from 1 January 2027, and what to do if an agent crosses the line.
What a lender may ask for, what loan apps must never access, and what the DPDP Rules (notified 13 November 2025) add, phase by phase, as of October 2026.
What a Key Fact Statement is, how to read each line, why APR matters more than the interest rate, and a 10-point check before you sign any loan.
From filing your belated income tax returns to booking profits in stocks and equity mutual funds, there are certain tasks that you must complete before
In short: There is no single “best online school in India”; the right one depends mostly on your child’s age. For primary years, look for
Date Day Holidays 1-Jan-21 Friday New Year Day 11-Mar-21 Thursday Mahashivratri 29-Mar-21 Monday Holi 2-Apr-21 Friday Good Friday 14-Apr-21 Wednesday Dr.Baba Saheb Ambedkar Jayanti 21-Apr-21
Date Day Holidays 26-Jan-21 Tuesday Republic Day 11-Mar-21 Thursday Mahashivratri 29-Mar-21 Monday Holi 2-Apr-21 Friday Good Friday 14-Apr-21 Wednesday Dr.Baba Saheb Ambedkar Jayanti 21-Apr-21 Wednesday
Date Day Holiday 9-Jan-21 Saturday Second Saturday 23-Jan-21 Saturday Fourth Saturday 13-Feb-21 Saturday Second Saturday 27-Feb-21 Saturday Fourth Saturday 13-Mar-21 Saturday Second Saturday 27-Mar-21 Saturday
List of Government Holidays in 2021 Date Day Holiday 1-Jan-21 Friday New Year’s Day 2-Jan-21 Saturday New Year Holiday 11-Jan-21 Monday Missionary Day 12-Jan-21 Tuesday
Latest Post Office Interest Rates August – 2021 Savings schemes of India Post – savings account, recurring deposit account, fixed deposit account, monthly investment scheme,
A Health Insurance Policy in India is the best saviour more than any other thing considering the rise in the cost of healthcare facilities. Since the outbreak of
 Money making habits of Millennials in 2021.Millennials are apparently the most privileged generation ever in terms of access to avenues for managing and making money. Millennials
Table of Contents Health Insurance Health insurance takes care of your medical expenses and ensures that out-of-pocket expenses are curtailed up to the Sum insured