Loan Amount
Processing fee
Annual Interest Rate charged on your credit card (in %)
Annual Interest Rate charged on a personal loan (in %) (₹)
You can get easy loans at Omozing starting at only 12% per annum !!
What to do with your result
- Moving a card balance to a lower-rate loan saves money only if you stop adding to the card.
- Count the processing fee in the comparison.
- Keep the card open and paid in full afterwards; it helps your score.
Read next
- Credit card balance transfer or personal loan: which is cheaper?
- My credit card bill is too big to pay. What are my options?
How to use this Calculator
With this calculator, not only can you calculate your monthly EMI’s, but you can also compare the differences between offers of two different bank/Financial institutions.
To use the calculator, you can follow these simple steps:
- Input the amount for which you’re planning to take the loan for
- Input the number of months for which you’re planning to take the loan for.
- You may opt for a certain Down-payment( like when you buy your dream house ). Put in whatever amount you’re planning to pay upfront. This is optional so you may choose to put ‘0’ as well.
- Put in the interest rate the first company is offering you.
- Put in the interest rate the second company is offering you.
- Click the button to get the results in a simple yet informative tabular form.