It’s a common quirk of human nature to feel the need to take action, especially in the realm of investments. However, one of the wisest
Charlie Munger, the brilliant mind behind Berkshire Hathaway alongside Warren Buffett, stands as a luminary in the world of finance, renowned not just for his
Introduction: Greetings, fellow investors! As your friendly financial advisor, I’m here to unravel the secrets of wealth creation through the lens of one of the
In short: Raising a credit score takes months; keeping it high takes habits. Six do most of the work: automate every due date, keep card
In the ever-evolving landscape of India’s financial sector, personal loans have become a staple for individuals seeking quick and hassle-free financial assistance. As of November
In short: Paying on time protects the biggest part of your score, but it is not the only part. The most common reasons a score
How does Omozing help in Land/Plot purchase through its High-Ticket Loans In the ever-changing world of real estate and investments, people often come across exciting
In short: Every time you formally apply for a loan or credit card, the lender pulls your credit report and the bureau records a hard
In short: A missed EMI or card payment is recorded on your credit report as “days past due” (DPD) for that month. One payment a
Feelings can be hard to figure out and they might appear to be out of your control. Being able to manage your emotions and have healthy
“Don’t save what is left after spending; spend what is left after saving” is the advice given by the world’s most successful investor Warren Buffet.
Watching movies is a great way to unwind, relax and be entertained. Sometimes, however, movies can provide us learning opportunities, particularly in the area of
Date Day Holidays 26-Jan-21 Tuesday Republic Day 11-Mar-21 Thursday Mahashivratri 29-Mar-21 Monday Holi 2-Apr-21 Friday Good Friday 14-Apr-21 Wednesday Dr.Baba Saheb Ambedkar Jayanti 21-Apr-21 Wednesday
An emergency fund is a dedicated chunk of money that you set aside from your savings for meeting any emergency. An emergency can be
What is Dishonor/Cheque Bounce? A Dishonored Cheque is cheque that the bank on which is drawn declines to pay (“honour”). There are a number of
Money making habits of Millennials in 2021.Millennials are apparently the most privileged generation ever in terms of access to avenues for managing and making money. Millennials
Investments guide on Real Estate Sector for Millennials. Real estate investment and Millennial has been a topic of discussion for quite a while now. In
If your teenager can manage their own money, they will have a higher standard of living and won’t have to call you for cash, which will give
Today, internet use is ingrained in contemporary society and has changed the way we live our lives more than any other technological medium yet. Despite
Convertible bonds are securities that have a life time of around 25 and 30 years. Convertible bonds give the owners of the bonds a right
Debentures, along with bonds, are one of the most popular debt instruments. Usually, when companies, and sometimes even the government, wishes to raise funds from
The biggest financial mistakes are made in bull markets, and ultimately unravel in bear markets. One of the best ways to avoid making money mistakes
Many college students will reach a point in their studies where the struggle of juggling both an education and a job just doesn’t feel feasible.
The banker of last resort is coming to your doorstep – with the safest investment option available on this landmass. Middle-class savings could now go
Internet security experts warn caution as India takes the cashless route. India’s shift towards becoming a digital economy, like any major world event, is a
Today, IT is a globally thriving industry boasting of 2.8 million employees and exports amounting to nearly $70 billion. A NASSCOM-McKinsey report highlighted that the
Individual investors with moderate-to-high risk appetite can look at investing in non-convertible debentures (NCD). Two non-banking financial companies—Piramal Capital and Housing Finance (PCHFL) and IIFL
What are Non Convertible Debentures (NCDs)? Non-Convertible Debentures fall under the debt category. They cannot be converted into equity or stocks. NCDs have a fixed
Non-Convertible Debentures (NCD) are fixed-income instruments, usually issued by high-rated companies in the form of a public issue to accumulate long-term capital appreciation. They offer