The trip home costs far more than the ticket. A six-line Diwali trip budget, ways to cut costs, and what a loan app really costs if there is a gap.
No-cost EMI and Buy Now Pay Later, with the worked maths: processing fees, GST on interest, blocked card limits and the upfront discount you give up.
Seven copy-ready letters for wrong charges, recovery harassment, rejection reasons, credit report errors, cooling-off exit, NOCs and data deletion, plus the RBI escalation summary.
Since 1 July 2026 lenders report to credit bureaus four times a month. What changed, how fast payments and missed EMIs now show, and your rights when the data is wrong.
Banks must give the main reasons for a loan rejection in writing. How to ask, how to read the answer, how to check your credit report, and the 21/30-day correction clock.
When lenders can and cannot charge for prepaying or foreclosing a loan under the RBI’s 2025 directions, a worked example of what prepaying saves, and how to close a loan cleanly.
Every digital loan from a bank or NBFC has a cooling-off period of at least one day. What exiting costs, with a worked example, and how to do it.
Calling hours, notice before visits, ID, recorded calls and no contact at sensitive times: the RBI rules on recovery agents today and from 1 January 2027, and what to do if an agent crosses the line.
What a lender may ask for, what loan apps must never access, and what the DPDP Rules (notified 13 November 2025) add, phase by phase, as of October 2026.
Tax-Saving Hacks 2026 | Omozing Category: Personal Finance / Tax Planning Tax-Saving Hacks for 2026: What Changed and How to Save Smartly Introduction: The Rules
In India, capital gains refer to the profit made from the sale of a capital asset such as property, shares, or bonds. There are two
PAN (Permanent Account Number) Card is a 10-digit alphanumeric code issued by the Income Tax Department of India to every individual, firm, and entity that
On Diwali, everyone enjoys giving and receiving presents. People exchange many types of presents, such as cash, sweets, clothes, gold jewellery, gadgets, and so on!
In short: A personal loan has no tax benefit of its own. You can claim one only for the interest, and only when the money
In short: Renting a house to someone who lives in it is exempt from GST. Renting commercial property such as a shop or office attracts
Personal loan interest is deductible only if the money buys, builds or repairs a house, or funds a business. Seven situations, old vs new regime, under the Income-tax Act, 2025.
With the rate on modest savings and deposits decreasing year after year, investors have the option of investing their hard-earned money in the stock market
In short: It depends on what kind of “salary advance” you got. If your employer paid you salary before it was due and you do
NRI income received outside of India is not taxed in India by default. However, if an NRI’s income in India exceeds the basic exemption ceiling
The tax you pay on your earnings is known as income tax. A person who spent at least 60 days in India during the previous
The Central Board of Direct Taxes (CBDT) has notified new Income Tax Return (ITR) forms for the assessment year 2022-23 to file return of income
People are always on the lookout for opportunities to save income tax. No one likes to miss out on options that can save them money
The deadline to file the income tax return for salaried or small business individuals has been further extended to 31st December 2021. After registration on
Income tax is a type of tax that the central government charges on the income earned during a financial year by the individuals and businesses.Taxes
Income Tax Refund Phishing Scam has been happening for the past few years wherein you would be sent an email regarding refund of the excess
Transacting in big-ticket or high-value cash transactions can land you in trouble with the Income Tax Department. There are various cash-related transactions that the tax man keeps a close
Goods and Services Tax (GST) is considered the biggest reforms in India. However, one thing that has become the talking point is the mechanism of input
An Individual / Assessee (also known as a taxpayer) file their Income-tax return, it is processed by the Income-tax Department. If there is any mistake/error/discrepancy
Section 80C is the most well-known provision of the Income Tax Act of 1961, under which rebate of up to Rs. 1.5 Lakh is granted