In short: A CIBIL score below 600 usually means something serious is on your report: recent missed payments, an account still overdue, or a settled
In short: “Written off” on your CIBIL report means a lender has stopped expecting to recover a loan or card balance and removed it from
1. Employee Financial Wellness Why Financial Wellness of Employees is a Key Result area for HR now? What is the importance of Employee Financial Wellness?
In short: Your CIBIL score gets your application looked at; seven other factors decide whether you are approved and how much you get. They are
In short: A few fixes can lift a CIBIL score within one or two reporting cycles: paying your credit card down before the statement date,
In short: A low CIBIL score almost always traces back to one or more of 11 causes on your credit report, from late EMIs and
In short: This illustrative case follows a salaried applicant with a CIBIL score of 612, dragged down by late payments on loan-app loans and an
In short: A CIBIL report has six parts: your score, your personal details, contact and employment details, one block per loan or card (with a
In short: To get rid of payday loans in India, first stop taking new ones, then list every loan with its true monthly cost, check
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Managing your money amid a crisis is a difficult task that needs a lot of effort, discipline, and patience. Whether you need money to purchase
In short: Regulated lenders rarely give unsecured personal loans to someone with no income, because they need to see how the EMI will be repaid.
Easy browsing, a large selection, one-tap payments, and a slew of deals make online shopping more appealing than ever. All you have to do now
NRI income received outside of India is not taxed in India by default. However, if an NRI’s income in India exceeds the basic exemption ceiling
In the realm of investing, gold tends to receive all the attention; it’s what people think of when they seek an alternative to regular equities
A credit card allows you to purchase items on credit up to a certain limit. Many of us feel that if our credit limit is
The tax you pay on your earnings is known as income tax. A person who spent at least 60 days in India during the previous
The Indian millennial generation consists of 400 million people aged 18 to 36 (median age 29-32), with a purchasing power of $330 billion. Unsecured loans
India is changing, and Indians’ ideas, behaviours, norms, and habits are changing along with it. Taking out a loan, for example, is no longer frowned
When it comes to encouraging their children to buy a house, Indian parents must be the most vocal. In the present environment, however, it may
In short: Debt relief comes from three levers: paying more each month, paying less interest, and paying in the right order. The seven strategies below
In short: If you have just started your first job and have never had a loan or credit card, you have no credit score yet,
What is Cash Credit? Cash Credit is a short term loan approved by banks for businesses, financial institutions and companies to meet their working capital requirements. The borrowing company can take
In today’s digital world, it’s nearly hard to imagine a life without a Credit card or a debit card. We are fully reliant on internet
What is Test Anxiety and How Does It Affect You? While it’s natural to be worried before an exam, test anxiety may be crippling for
What is Online Education? Computer-based training, Web-based training, Internet-based training, online training, e-learning (electronic learning), m-learning (mobile learning), computer-aided distance education – online education goes
The Central Board of Direct Taxes (CBDT) has notified new Income Tax Return (ITR) forms for the assessment year 2022-23 to file return of income