Credit card debt can be a significant financial burden for many individuals. High interest rates and revolving balances can make it difficult to pay off
In short: Yes, but in two different ways. Applying for several loans in a short time adds hard enquiries to your credit report, which can
In the previous two years, housing prices have fallen and loan interest rates have reached historic lows, increasing the affordability of homes. In light of
Card EMI conversion or a personal loan for a credit card bill you cannot pay in full: worked costs, the effect on your limit and score, and how to choose.
Conducting a financial health check for employees can be an important step in ensuring that they are on a stable financial footing, which can have
In short: A regular home loan cannot be used to buy only a plot of land. To buy a residential plot you need a plot
A financial health check is a comprehensive evaluation of an individual’s current financial situation and helps identify any areas that may require attention or improvement.
Investors are cautiously optimistic about the new year after a turbulent year for the stock markets, surprisingly strong returns from gold and real estate, and
Bank fixed deposits, also known as term deposits or certificates of deposit, are a type of investment offered by banks and other financial institutions. They
In short: “A bounced cheque will reduce your CIBIL score” is only partly true. The bounce itself is not reported to credit bureaus. What hurts
In short: Government employees are among the borrowers lenders like most, because their salary is regular and their jobs are stable. That often means faster
In short: A disappointing CIBIL score is a snapshot, not a verdict. Scores run from 300 to 900, change every time lenders report (usually monthly),
Pre-Closure is the process when one repays the loan before the loan tenure ends. Some lenders do levy a penalty for pre-closing the loan. Most people usually
In short: A medical equipment loan funds a specific machine, such as an ultrasound, X-ray, dental chair or lab analyser, for a doctor, clinic, hospital
A laptop is one of the most important pieces of technology that most of us have these days There are many things to consider before buying
In short: Yes, you can sometimes borrow without a job, but almost never through a plain unsecured personal loan in your own name. Lenders lend
In short: A digital personal loan is an unsecured loan you apply for, sign and receive entirely online, from an RBI-regulated bank or NBFC, with
Individuals or families in any tax band can minimise their taxable income under the Indian tax system using a variety of strategies. These strategies often
Credit cards offer an instant solution to cardholders with most of their purchases and problems. Almost all banks offer a wide range of credit cards
In short: eMudhra eSign is an online electronic signature service from eMudhra, a licensed certifying authority in India. It lets you sign a document electronically
Financial wellness results from making informed short- and long-term financial decisions that result in optimal health, productivity, and a solid foundation for every stage in
In short: “Closed” means you repaid the account in full and the lender has nothing more to recover: it is the status you want. “Settled”
In short: Coaching for UPSC, NEET, JEE, CA, CAT or bank exams is often not covered by a standard bank education loan, which is built
Seven Tips to avoid Online Fraud Keep your computers and mobile devices up to date. Having the latest security software, web browser, and operating system
In short: A top-up loan is extra money your current lender adds on top of a loan you are already repaying, usually a personal loan
There’s no doubt about it credit cards offer the utmost in convenience. They’re accepted everywhere and since you only get a bill once a month,
The RBI also announced a series of measures to address the stress in the financial conditions caused by the pandemic such as injecting sizeable liquidity
SIDBI Make in India Loan for Enterprises (SMILE) is intended to take forward Government of India’s ‘Make in India’ campaign and help MSMEs take part
“Pradhan Mantri Jan-Dhan Yojana (PMJDY)” under the National Mission for Financial Inclusion was launched initially for a period of 4 years (in two phases) on 28th