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In short: Yes, a salaried borrower with a CIBIL score between 600 and 700 can get a personal loan in India, usually from NBFCs and
In short: Debt consolidation means replacing several expensive loans, such as loan-app advances and credit card dues, with one loan and one fixed EMI that
In today’s fast-paced world, financial stability can be elusive, and unexpected expenses can arise when least expected. Payday loans have emerged as a quick solution
In short: A payday loan in India moves through seven stages: you apply in an app, the lender checks you, you receive a Key Fact
Balancing career and finances are a multi-faceted challenge that many working women in India face. The evolving social landscape, the push for financial independence, and
In short: Rarely, and never cheaply. In India, a payday or short-term app loan from an RBI-regulated lender is reported to the credit bureaus, so
Investing in property has long been a tried-and-true method for building wealth and ensuring financial stability. While rural and suburban properties have their appeal, city
Financial planning is crucial for everyone, but for millennials in India, it holds particular importance due to the unique economic landscape and challenges they face.
In short: Below 600, the right next step depends on why your score is there, and that is exactly what a good credit counselling session
In short: If you are salaried and your CIBIL score is below 600, the most reliable remedy is a routine tied to your pay cycle:
In short: Staying out of bad debt matters because of the arithmetic. The same ₹75,000 can cost you about ₹4,500 in interest for a year
In short: Only what lenders report to the credit bureaus can move your CIBIL score: repayment history, how much of your card limits you use,
Personal inflation refers to the increase in the cost of goods and services that an individual, household, or a group of individuals experiences over a
A freelancer is self-employed and operates as an individual, earning income through contracts with clients. They are responsible for paying their own taxes and benefits,
As a 25-year-old IT analyst working at a software start-up in Bangalore, I found myself in a difficult financial situation. My salary was being consumed
In short: When you have more loans than your salary can cover, do not try to pay everything a little. Triage: protect essentials first, then
Missing EMI (Equated Monthly Installments) payments is a common problem faced by many borrowers in India. EMI payments are critical to maintaining a good credit
Setting and achieving financial goals is an important aspect of personal finance and financial planning, especially for early career professionals. It involves taking a step
In short: Sometimes, yes. “CIBIL defaulter” is not one status: late payments that are now paid up, a loan that is still overdue, a loan
Here are some ways that can help increase a person’s luck: Remember, luck is often a combination of preparation, hard work, and opportunity. By taking
In short: More Indians are borrowing every year, and lenders respond by sorting applicants more finely by risk. A high score (750 or above) gets
In short: Yes, a CIBIL score of 620 can get a ₹1 lakh personal loan in India, though usually not from a big bank. NBFCs
Your Financial Intelligence Quiz : Ready, Get Set and Go! 1.What is the most important aspect of budgeting?a. Estimating your monthly expensesb. Creating a budget
Developing financial intelligence requires a combination of knowledge, skills, and habits. Here are some steps that can help you achieve financial literacy, make informed decisions
In India, capital gains refer to the profit made from the sale of a capital asset such as property, shares, or bonds. There are two
Employee Provident Fund (EPF), Public Provident Fund (PPF), and National Pension System (NPS) are three different investment schemes offered in India for long-term savings and
In short: Yes, a 50-point rise in three months is possible, but only for some reports. It is realistic when your score is held down
Online gaming has taken the world by storm, with millions of people in India and around the globe hooked on various virtual games and activities.