Deciding whether to rent or buy a house is a major financial decision that requires careful consideration. There are pros and cons to both options,
Financial products are investments that allow individuals to save and grow their money. There are many different types of financial products available, each with its
Inflation is a natural occurrence in any economy, but it can have a major impact on your savings if you’re not careful. Inflation is the
Self-control is a critical skill that helps us make better decisions, regulate our emotions, and achieve our goals. It enables us to resist temptation and
Self control is a crucial element in achieving financial independence. It allows us to make sound financial decisions, resist the temptation to overspend, and stay
In short: Most credit score myths in India are about everyday habits: paying the minimum due, closing old cards, prepaying loans, using UPI, or ignoring
In short: An unnecessary personal expenditure (in Kannada, ಅನಗತ್ಯ ಖರ್ಚು) is money spent on things that neither keep your life running nor give you lasting
In short: A ₹5 lakh personal loan costs roughly ₹16,400 to ₹46,800 a month depending on the rate and whether you repay over one, two
Welcome to the 10-day Financial Wellness Challenge for the new year of 2023! This challenge is designed to help you take control of your finances
Launching e shram card in the country is one of the greatest initiatives taken by the government to provide social & financial security to the laborers of
In short: There is no single product called an “Atmanirbhar Bharat loan”. The phrase comes from the government’s 2020 Atmanirbhar Bharat package, which launched or
The economic crisis triggered by the coronavirus pandemic in 2020 gave birth to the Atmanirbhar Bharat Abhiyan. When India speaks of becoming self-reliant, it doesn’t
Losing your job is a nightmare. It may seem diffcult to recover from such a bizarre occurrence. In a challenging phase such as this, it’s imperative that
A good Credit score reflects good repayment history of an individual and it is one of the most important parameters for loan sanction. Few lenders
No matter how hard you prepare, there is also some impact on your investments when the stock market crashes. In 2020, during the 1st wave
ABC’s Shark Tank. It’s half drama, half business lesson and provides a taste of the fast pace, do-or-die entrepreneurial lifestyle. While it’s certainly a Hollywood look
In short: The official fees to adopt a child in India through CARA are modest: about ₹64,000 in total for an in-country adoption (₹6,000 for
Planning for the child’s secured future is not an easy task. Most of the people try to create a strong financial cushion for their child
Money is a sensitive subject for many people, but understanding your parents’ financial resources is critical as you consider their long-term care. It’s also worth
The education of their children is a critical goal for almost all Indian parents. Parents dream to give their child the best of education but
In short: Repairing a low credit score starts with knowing which band you are in and why. Below about 550 the cause is usually an
In short: Yes, you can get some loans with a 600 credit score, but not every kind and not from every lender. Secured loans (gold,
In short: A loan app is real only if a named, RBI-regulated bank or NBFC stands behind it and the app follows RBI’s digital lending
In short: To scan an Aadhaar QR code, use UIDAI’s own reader: the Aadhaar app or UIDAI’s Aadhaar QR scanner app on your phone, or
Financial wellness, like physical wellness, isn’t something you should ignore. Instead, it’s a critical concept for anyone who wants to be knowledgeable and confident about
Finance Minister Nirmala Sitharaman Tuesday announced the launch of the Digital Rupee a central bank digital currency (CBDC) 2022-23 onwards. India will have its own digital currency
As an educated and independent woman, being a rockstar at work is just half the battle won. The other half is in being smart and
Credit cards have become a part of our life. For anything and everything, we end up using credit cards because of the rewards it offers.
In short: If you have never had a loan or credit card, you have no CIBIL score yet, which is not the same as a