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How much should you save from your monthly Salary for your Personal Finance Goals?

aving money is an essential part of achieving financial stability and reaching your long-term financial goals. However, determining how much to save out of your

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How to attain Financial Wellness in high inflation economy times ? Does 2023 look similar?

Achieving financial wellness can be challenging, especially in times of high inflation, where the cost of living is increasing at a rate faster than the

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GST on Rent in India: Who Pays for Residential and Commercial Property (2026)

In short: Renting a house to someone who lives in it is exempt from GST. Renting commercial property such as a shop or office attracts

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8 Tips to Achieve Financial Freedom This Republic Day

On January 26, India will mark its 73rd Republic Day. Three years after gaining independence from the British Raj in 1947, on January 26, 1950,

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Good Debt vs Bad Debt: 5 Tests to Judge Any Loan in India

In short: Good debt is borrowing that pays for itself: it buys something that grows in value or raises your income, at a cost you

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Using a Mobile App to Manage your Finances – read the benefits and potential Drawbacks

Mobile apps have become an increasingly popular tool for managing personal finances and achieving financial wellness. These apps offer a range of features and benefits,

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10 Financial Mistakes to Avoid while planning your Wedding

A successful marriage is the result of several factors, including love, respect, and compatibility. If you want to make your marriage financially stronger as the

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Marksheet Loan: What You Can Really Get on a 10th or 12th Marksheet

In short: There is no such thing as a loan you get simply by showing your 10th or 12th marksheet. A “marksheet loan” is a

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Bank Account Freeze in India: Why It Happens, How to Unfreeze It, and How to Freeze Your Own

In short: A bank can freeze, block or put a hold on your account for a handful of reasons: incomplete KYC, a long period of

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Business Loans for Women in 2021 – Best Bank Business Loans including SBI

April 12, 2021 No Comments

While the start-up ecosystem in India is growing, the rate of emerging women entrepreneurs is still below average. To encourage the growth of women entrepreneurship, many

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eMudhra eSign Registration: Do You Need It? eSign vs DSC Explained

April 9, 2021 No Comments

In short: For most people, “registering” for eSign isn’t needed at all. When a lender, bank or other service asks you to sign with Aadhaar

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Loan Rejected Due to a Bad CIBIL Score? What to Do Next, Step by Step

April 8, 2021 No Comments

In short: If your loan was rejected because of your CIBIL score, don’t reapply elsewhere straight away; each new application adds a hard enquiry. First

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How to Apply for a Voter ID Online: Form 6, Documents and Status

April 7, 2021 No Comments

In short: To get a new Voter ID (EPIC), fill Form 6 on the Election Commission’s Voters’ Service Portal (voters.eci.gov.in) or the Voter Helpline app,

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Why Your CIBIL Score Matters for a Loan: Approval, Rate and Amount

April 6, 2021 No Comments

In short: Your CIBIL score shapes three decisions a lender makes about you: whether to approve the loan, what interest rate to charge, and how

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Personal Loan for Low or Bad CIBIL Score: Which Lenders Say Yes and How to Apply

April 5, 2021 No Comments

In short: Yes, you can get a personal loan with a low or bad CIBIL score, but where you apply matters more than how many

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What happens if you don’t link your Aadhaar with PAN before March 31?

March 30, 2021 No Comments

Quick Guide to link Aadhaar with PAN Less than a day is left for you to link your Aadhaar with your PAN (permanent account number)

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How to Restore Balance in Your Life after a Shaky 2020

March 24, 2021 No Comments

If 2020 left you feeling powerless, you are not alone. Nothing from health to finances seemed to be under your control. A question mark hung

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Personal Loans in Bangalore from Axis Bank

March 23, 2021 No Comments

Axis Bank Personal Loans in Bangalore Axis Bank Personal Loans offer fast processing of your loan. Personal Loans can be used for plenty of purposes!

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How to Choose the Best Bank for a Current Account in India: 2026 Checklist

March 23, 2021 No Comments

In short: There is no single “best bank” for a current account. The right one is the account whose balance requirement, cash-handling limits and digital

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How to Handle Income Tax Notices?

March 23, 2021 No Comments

An Individual / Assessee (also known as a taxpayer) file their Income-tax return, it is processed by the Income-tax Department. If there is any mistake/error/discrepancy

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Bad Credit Score Side Effects: What a Low Score Really Costs You

March 22, 2021 No Comments

In short: The side effects of a bad credit score are mostly about money: more rejections, higher interest rates, smaller loan amounts, higher fees, demands

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Written Off vs Settled in Your Credit Report: What Each Means and Which Is Worse

March 22, 2021 No Comments

In short: “Written off” means the lender has stopped expecting to be repaid and moved the loan off its books as a loss, but you

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What happens if the loan is not paid back by the borrower?

March 22, 2021 No Comments

A Loan is an amount of money provided to the borrower by the lender with or without any collateral, with the promise of repayment of

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10 Good Things that happened in 2020

March 20, 2021 No Comments

The COVID-19 pandemic killed more than 1.7 million people worldwide, an undeniable and at least partly avoidable tragedy. Millions were thrown out of work, although

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How to raise money for Your Start-Up

March 20, 2021 No Comments

Funding is an extremely significant aspect in line with meeting the vision of a business. Funding and fundraising, both are fundamental modern business scenarios that

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Credit Card Fees and Charges to know

March 20, 2021 No Comments

Credit cards come with a lot of features, such as additional discounts and interesting reward points. Credit cards also come in different categories to suit

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How to build an Emergency Fund?

March 20, 2021 No Comments

The ongoing coronavirus pandemic has hit India’s economy hard, triggering a credit crunch for many. The calamity has made many people realise the importance of

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Best Student Credit Cards in India 2021

March 18, 2021 No Comments

Can I get a credit card as a student? Can a student get a credit card? Yes, and there are even credit cards designed specifically

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UAN (Universal Account Number): Full Form, Member ID and How to Activate It

March 18, 2021 No Comments

In short: UAN stands for Universal Account Number: a 12-digit number the Employees’ Provident Fund Organisation (EPFO) gives each member, which stays the same for

Read More »
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