Post Office Fixed Deposit and Post Office Time Deposit are both terms for the same thing (POFD). It is comparable to banks’ fixed deposit (FD)
The primary emotional component of impulse purchase is distress, which is often what causes it. This may involve problems with self-worth, worry, depression, or even
In short: Paying on time is the biggest part of your credit score, but it isn’t the only part. Your score can still fall because
You’ve probably set some long-term financial objectives, as do many folks. These objectives, such as creating or maintaining a six-month emergency fund, retirement nest egg,
In short: Personal loan eligibility comes down to two questions: will a lender approve you, and how much will it lend. Your credit report mostly
In short: Your credit score decides more than whether you get a loan. It shapes the interest rate, the amount, the speed and the terms
In short: A personal loan has no tax benefit of its own. You can claim one only for the interest, and only when the money
In short: A loan NOC (no objection certificate) is a letter from your lender confirming that you have repaid a loan in full and owe
In short: “Chinese loan apps” is the name Indians use for illegal instant-loan apps, many once linked to overseas operators, that lend small amounts for
In short: These are the ten credit score questions people ask when real life happens: guaranteeing a friend’s loan, changing jobs, prepaying a loan, using
In short: “CIBIL defaulter” is not a legal status or an official list. It is everyday shorthand for someone whose credit report shows serious delays
In short: Your CIBIL score is a three-digit number from 300 to 900, calculated by TransUnion CIBIL from the repayment data banks and NBFCs report
In short: Your CIBIL score is calculated by TransUnion CIBIL from the information lenders report on your loans and credit cards: mainly whether you paid
In short: Most CIBIL myths come from one misunderstanding: CIBIL does not approve or reject loans, keep a blacklist, or change your data on its
In short: To log in to CIBIL, type the official address cibil.com into your browser yourself, choose the option to get your free CIBIL score
In short: A good CIBIL score is built mostly by paying every EMI and card bill on time, keeping credit card usage low (ideally under
All Under GST, the return can be filed both online and offline. Under this new tax reform, there is common e-return for Central Goods &
In short: You can check your credit score free in India from all four credit bureaus: TransUnion CIBIL, Experian, Equifax and CRIF High Mark. Each
In short: There is no single minimum credit score for a personal loan in India. Most large banks reserve their best offers for scores of
In short: Most credit score myths come from everyday money habits, not from the bureau itself. Checking your own score doesn’t lower it, a big
In short: Credit score repair means correcting what is wrong on your credit report and changing the habits that lowered your score. You can do
In short: Use a credit card for bills only if you pay the full statement balance by the due date every month. Then you get
In short: Beyond your credit score, lenders look at five things: how much debt you already carry, how stable your job is, how much you
In short: There is no single minimum credit score set by the RBI; each lender sets its own, and it changes with the type of
In short: Getting from the high 600s or low 700s to 750 is less about quick tricks and more about looking boringly reliable for long
While the ratio of working males in India is higher in comparison to women, yet, a recent report indicates that when it comes to taking
Here is a comprehensive guide on how women can manage their finances effectively in the year 2021. A women’s best protection is a little money
Women Entrepreneurs can be seen everywhere in the startup-up ecosystem of India. Women too are seen leaving their high-profile jobs as well as some stepping
Indian women have started earning decent money and thus are becoming financially independent. However, financial decisions are still being taken mostly by their fathers or