Investing in property has long been a tried-and-true method for building wealth and ensuring financial stability. While rural and suburban properties have their appeal, city
Financial planning is crucial for everyone, but for millennials in India, it holds particular importance due to the unique economic landscape and challenges they face.
A top-up loan in India is an additional loan that can be taken on an existing loan, whether it’s a home loan, personal loan, or
Debt traps can be overwhelming and stressful, affecting not just your financial health but your mental well-being too. For many in India, managing finances can
Securing a loan can be an overwhelming process, especially when dealing with complex loan applications that involve substantial amounts or stringent eligibility criteria. In such
Dreaming of a perfect getaway but worried about the expenses? You are not alone. Many people find themselves longing for a vacation but hesitating due
In today’s fast-paced world, credit cards have become indispensable for many Indians. They offer convenience, rewards, and the ability to manage cash flow effectively. However,
In today’s fast-paced world, personal loans have become an essential financial tool for many Indians. Whether it is for funding a wedding, handling medical emergencies,
In today’s fast-paced world, credit cards have become an integral part of our financial lives. They offer convenience, rewards, and the ability to make purchases
Personal Loan vs. Line of Credit Personal loans are sometimes called signature loans. They get this name due to the fact that if you qualify, you
Builders or developers target consumers that are willing to buy/rent a property and they come up with creative plans that offer low rates or reduce
What is Financial Wellness? In very simple terms, financial wellness means the art of efficiently and successfully managing one’s economic life. Financial wellness is a combination of
Salary is the remuneration paid by the employer to the employee for the services rendered for a certain period of time. It is paid in fixed intervals
e-NACH and e-Mandate – National Payments Corporation of India (NPCI) has implemented “National Automated Clearing House (NACH)” for Banks, Financial Institutions, Corporate and Government a
Today, internet use is ingrained in contemporary society and has changed the way we live our lives more than any other technological medium yet. Despite
Convertible bonds are securities that have a life time of around 25 and 30 years. Convertible bonds give the owners of the bonds a right
Debentures, along with bonds, are one of the most popular debt instruments. Usually, when companies, and sometimes even the government, wishes to raise funds from
The biggest financial mistakes are made in bull markets, and ultimately unravel in bear markets. One of the best ways to avoid making money mistakes
Many college students will reach a point in their studies where the struggle of juggling both an education and a job just doesn’t feel feasible.
The banker of last resort is coming to your doorstep – with the safest investment option available on this landmass. Middle-class savings could now go
Internet security experts warn caution as India takes the cashless route. India’s shift towards becoming a digital economy, like any major world event, is a
Today, IT is a globally thriving industry boasting of 2.8 million employees and exports amounting to nearly $70 billion. A NASSCOM-McKinsey report highlighted that the
Individual investors with moderate-to-high risk appetite can look at investing in non-convertible debentures (NCD). Two non-banking financial companies—Piramal Capital and Housing Finance (PCHFL) and IIFL
What are Non Convertible Debentures (NCDs)? Non-Convertible Debentures fall under the debt category. They cannot be converted into equity or stocks. NCDs have a fixed
Non-Convertible Debentures (NCD) are fixed-income instruments, usually issued by high-rated companies in the form of a public issue to accumulate long-term capital appreciation. They offer
1. Am I being led by FOMO? Fear of missing out (FOMO) is the fear that someone else is doing something better or more interesting
The interest rate of the fixed deposit varies from bank to bank. And the interest rate can be high or low depending on your deposit
Bank Home Loan Rate Citibank Home Loan Interest Rates 6.65% Kotak Bank 6.65% Axis Bank 6.66% LIC Housing Finance 6.66% SBI Home Loan Interest Rates
A Will or Testament is a legal document that names the individual/individuals who can receive the possessions and properties of an individual after his/her death.