In short: A good loan app tells you, before you sign, exactly who is lending, what you will repay in total and on what dates.
In short: Credit card charges fall into two groups: fixed fees you can see in advance (joining, annual, add-on, cash withdrawal, forex mark-up, late payment)
FOIR (Fixed Obligation to Income Ratio) explained with the formula, a worked example, what counts as an obligation and six ways to lower it before you apply.
In short: You can use a personal loan to buy land or a plot, because a personal loan can be used for any legitimate purpose.
Young individuals as well as adults should understand personal finance since it is a crucial subject. You may run the danger of making several typical
In short: With a low CIBIL score, approval depends less on the number and more on how you apply. The tactics that move the needle:
Today’s workforce need a constant updating of their knowledge and skills in order to maintain their careers. In light of this, short-term courses are widely
A cash advance from a credit card is a feature that allows credit cardholders to withdraw cash from their credit card account, typically through an
This day commemorates Lord Ram’s entrance back into his hometown of Ayodhya after a 14-year exile and his victory against the wicked incarnation Ravan, according
Debentures, along with bonds, are one of the most popular debt instruments. Usually, when companies, and sometimes even the government, wishes to raise funds from
The biggest financial mistakes are made in bull markets, and ultimately unravel in bear markets. One of the best ways to avoid making money mistakes
Many college students will reach a point in their studies where the struggle of juggling both an education and a job just doesn’t feel feasible.
The banker of last resort is coming to your doorstep – with the safest investment option available on this landmass. Middle-class savings could now go
Internet security experts warn caution as India takes the cashless route. India’s shift towards becoming a digital economy, like any major world event, is a
Today, IT is a globally thriving industry boasting of 2.8 million employees and exports amounting to nearly $70 billion. A NASSCOM-McKinsey report highlighted that the
Individual investors with moderate-to-high risk appetite can look at investing in non-convertible debentures (NCD). Two non-banking financial companies—Piramal Capital and Housing Finance (PCHFL) and IIFL
In short: Any resident Indian adult with a PAN, a bank account and a demat account can usually invest in a public issue of non-convertible
Non-Convertible Debentures (NCD) are fixed-income instruments, usually issued by high-rated companies in the form of a public issue to accumulate long-term capital appreciation. They offer
The interest rate of the fixed deposit varies from bank to bank. And the interest rate can be high or low depending on your deposit
Bank Home Loan Rate Citibank Home Loan Interest Rates 6.65% Kotak Bank 6.65% Axis Bank 6.66% LIC Housing Finance 6.66% SBI Home Loan Interest Rates
A Will or Testament is a legal document that names the individual/individuals who can receive the possessions and properties of an individual after his/her death.
What is a Sweep Account? This is an innovative deposit option that allows you the convenience of a bank account without compromising on the interest
In short: The Senior Citizens Savings Scheme (SCSS) is a government-backed deposit for people aged 60 and above (and some early retirees) that pays interest
Retirement is an important stage in your life. Everybody, whether self-employed or salaried, expects to secure their lives post-retirement. This article discusses everything you need
What is the CGTMSE Scheme? A brainchild of the Ministry of Micro, Small and Medium Enterprises, the CGTMSE Scheme is a unique offering which aims
The NSIC under the MSME Credit Facilitation Scheme has entered into a Memorandum of Understanding with several Nationalized and Private Sector Banks for credit support to
Employee Provident Fund Withdrawal Online The Employee Provident Fund (EPF) is one of the best ways to save money for salaried individuals. The scheme encourages
Login to the EPF portal. Once you have visited the same you can see login on the right side of the page. Below that you
The EPFO or Employees’ Provident Fund Organization has introduced an online system to facilitate transfer claims and withdrawals by its members. Using this system, an